HooHoo asked:


Today I called about my gift card for Bennigan’s and I received the following message.

“S&A Restaurant Corp. and certain affiliates have filed for bankruptcy under Chapter 7 of the bankruptcy code. The companies that filed bankruptcy cases are popularly known as Steak & Ale, Bennigan’s and Tavern restaurants. However, not all stores using these trade names have filed bankruptcy. For example, stores operated by franchisees are not named as debtors in these filings.

“It is our understanding the Michelle Chow will be appointed as Chapter 7 trustee for the entities that have filed. These are filed as liquidation cases. Future decisions regarding the affairs of the debtor companies will be determined and administered by the trustee.

“If you wish to file a claim, the form Proof of Claim can be found online at: http://www.uscourts.gov/rules/BK_Forms_1207/B_010_1207f.pdf.

“The filing does not include Ponderosa and Bonanza which operate under Metromedia Steakhouses Company, L.P.”

My question is…

How do I file a claim? (There are many terms and questions on the form that I am not familiar with and I would love to see an example of a completed form.)

Lemondrop asked:


I received a phone call from a collection agency about a month ago, Tibouron Financial to be exact. I told them very nicely that I had retained a bankruptcy attorney and gave them his name and number. They have called me twice today, and everytime they have called, I would answer the phone on the second ring and there would be a dial tone. Also I should add that this was 7:30 at night. What should I do?

Laughing cow asked:


Should we wait until the court hearing is adjourned and our bankruptcy is done completely (this month)? We are facing more battles with my health as a result of, I believe, is a form of malpractice. However, I have heard that if a lawsuit is being filed, a bankruptcy cancels it out. I am not sure what my options are.
OK it is not a “form” it IS malpractice, for sure.